Welcome to Justice League Lawyers, your trusted partner in debt recovery law. With a team of experienced DRT and DRAT lawyers in Chennai, we specialize in navigating the complexities of Debt Recovery Tribunal (DRT) proceedings to help our clients reclaim what is rightfully theirs.

Debt Recovery Tribunal Proceedings: A Step-by-Step Guide

Understanding Debt Recovery Tribunal (DRT)

Debt Recovery Tribunal (DRT) is a specialized legal forum established under the Recovery of Debts Due to Banks and Financial Institutions Act, 1993 (RDDBFI Act). Its primary function is to adjudicate disputes related to the recovery of debts due to banks and financial institutions. DRTs provide an expeditious and cost-effective mechanism for creditors to recover outstanding dues from defaulting borrowers.


Debt Recovery Tribunal Proceedings: A Step-by-Step Guide

Initiating DRT Proceedings

The first step in initiating DRT proceedings is filing a Debt Recovery Application (DRA) before the appropriate DRT. The application must contain details of the debt owed, particulars of the borrower, and evidence supporting the claim. Once the DRA is filed, the DRT issues a notice to the borrower, initiating the legal proceedings.

Preparation and Documentation

Preparation is key to success in DRT proceedings. Our team of DRT lawyers meticulously prepares the case by gathering relevant documents, such as loan agreements, security documents, and evidence of default. Thorough documentation is essential to substantiate the creditor's claim before the DRT.

Representation and Advocacy

At Justice League Lawyers, our DRT and DRAT lawyers provide comprehensive representation and advocacy throughout the proceedings. We present our client's case effectively, leveraging our expertise in debt recovery law to secure a favorable outcome. Our lawyers appear before the DRT on behalf of our clients, advocating their interests with diligence and professionalism.

Mediation and Settlement

In many cases, DRT proceedings offer opportunities for mediation and settlement between the creditor and the borrower. Our lawyers actively engage in negotiations to explore amicable solutions and reach mutually acceptable settlement terms. Mediation can often expedite the resolution process and minimize the time and costs associated with protracted litigation.

Enforcement of DRT Orders

Once the DRT issues an order in favor of the creditor, it becomes enforceable as a decree of a civil court. Our team assists clients in enforcing DRT orders by initiating recovery proceedings, including attachment and sale of properties, garnishee orders, and other legal remedies available under the law.

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Navigating Debt Recovery Tribunal proceedings can be complex and challenging, but with the guidance and expertise of experienced DRT and DRAT lawyers, you can navigate the process with confidence. At Justice League Lawyers, we are committed to providing effective legal representation and advocacy to help our clients recover their outstanding debts. Contact us today to learn more about our debt recovery services and how we can assist you in achieving your recovery goals.